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Hello and welcome back to another edition of insurance answers, I'm your host, Billy Bray. This is quick and easy, make sure that you know what your deductible is. Whether it's your auto insurance deductible, your general liability deductible, or even your property deductible, for contents and as well as for wind and hail. Also make sure that you know if you have a deductible on your umbrella. If you have a deductible on your umbrella I would argue that you could probably get that deductible moved to zero for no additional pricing. If you want to see if that's possible click the link below we'll be happy to look at your policy and tell you if that works for you.